摘要：Banks' NPLs have been declining against the
background of firms' strong business performance amid
the continuing expansion of Japan's economy. The ratio
of NPLs to total credit exposure at the major banks
declined to 1.5 percent at the end of September 2006,
down from a peak of 8.7 percent at the end of fiscal
2001 (Chart 7). The ratio at the regional banks declined
to 4.4 percent at the end of September 2006, compared
with 8.1 percent at the end of fiscal 2001.
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