摘要：Interest margins on loans continued to narrow (Chart
29). According to the results of a questionnaire survey
regarding banks' stance on setting interest margins,
there were slightly more banks that widened interest
margins than banks that narrowed margins for
borrowers with a low credit rating. For borrowers with
medium to high credit ratings, the results were the
opposite (Chart 30). However, an increasing number of
banks are planning to raise margins.
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