期刊名称:DIW Diskussionspapiere / Deutsches Institut für Wirtschaftsforschung, Berlin
出版年度:2007
卷号:2007
出版社:Deutsches Institut für Wirtschaftsforschung, Berlin
摘要:This paper studies gender discrimination against entrepreneurs by financial
institutions. Based on the Business Environment and Enterprise Performance
Survey (BEEPS) that covers firms in several countries of Western Europe as well
as in the transition countries of Eastern Europe, our analysis suggests that
female-managed firms are less likely to obtain a bank loan compared with
male-managed counterparts. In addition, there is some evidence that female
entrepreneurs are charged higher interest rates when loan applications are
approved. Disaggregation of the sample by country groups suggests that these
results are driven by firms in the least financially developed countries of the
region.