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文章基本信息

  • 标题:Developments in Decumulation: The Role of Annuity Products in Financing Retirement
  • 本地全文:下载
  • 作者:Olivia S. Mitchell
  • 期刊名称:Discussion Paper / The Pensions Institute
  • 印刷版ISSN:1367-580X
  • 出版年度:2001
  • 卷号:2001
  • 出版社:Pensions Institute
  • 摘要:

    Longer lifespans are generally seen as a positive outcome of economic
    growth. Yet life extension also means that more people face the risk of living
    too long -- that is, outliving their assets and means of support. A range of
    financial products exist currently or can be envisioned for the future that would
    be useful in helping to protect people against having to dramatically curtail
    consumption in old age. The paper reviews the usefulness of life annuitites in
    providing protection against longevity risk.

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