摘要：Mobilizing savings is important. People, particularly
poor people, use savings to manage sudden crises,
get by during lean times, invest when opportunity
strikes, and accumulate lump sums for school and
other expected expenses. For microfinance institutions
(MFIs), savings provide a relatively stable
means to finance the loan portfolio – a key to
growth. Savings also fuels growth at the level of
communities and the macroeconomy. For many of
these reasons, deposit mobilization is thriving
among savings banks, cooperatives and self-help
groups. So why, for so many institutions that report
to this journal, is savings still just barely on the
map?
