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  • 标题:EMPIRICAL STUDY REGARDING THE DEVELOPMENT OF AGRICULTURAL INSURANCES IN ROMANIA
  • 本地全文:下载
  • 作者:Şeulean Victoria Donath Liliana Miru Oana
  • 期刊名称:Annals of the University of Oradea : Economic Science
  • 印刷版ISSN:1222-569X
  • 电子版ISSN:1582-5450
  • 出版年度:2009
  • 卷号:XVIII
  • 期号:03
  • 出版社:University of Oradea
  • 摘要:Maintaining a certainty degree for the agricultural producers in order to obtain stable and efficient results makes it both necessary and welcomes the protection through insurance and reinsurance in this field. In this paper we carry out an analysis regarding the penetration degree of agricultural crops insurance in Romania, as well as regarding the government implication as an insurer. The authors‟ conclusions is that from the 43 insurance companies that presently operate on the market, only 11 offer agrarian insurance contracts. To reach the level of the developed countries in the European Union, where the degree of insurance covering of agricultural fields is situated around an average of 65-70%, for Romania there is a 48-53% segment of the total insurable agricultural field that still needs to be covered.
  • 关键词:agricultural corps‟ insurance, gross premiums subscribed, damage rate, insurance coverage
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