期刊名称：Annals of the University of Oradea : Economic Science
印刷版ISSN：1222-569X
电子版ISSN：1582-5450
出版年度：2009
卷号：XVIII
期号：03
出版社：University of Oradea
摘要：In an economy which is facing more and more the consequences of the international financial crisis, one
should find solutions to answer the population‟s credit demands first and foremost.
Since the banks‟ crediting conditions have become harder, their clients started looking for alternative
financing sources. The nonbanking financial institutions and credit brokers represent the players who have
strategically positioned themselves to win a place on the market in this period. Even if the financing given
by the IFN are more expensive than those in the banking system, in the present circumstances they could
represent a breach for more and more persons searching for credits. According to the BNR statistics for
the year 2008, the credits given by IFN have increased by 45% comparatively to 2007 and the percentage
from the total amount of financing given to the population has increased from 13.6% in 2007 to 16% in
2008.
关键词：intermediary, nonbanking financial institution, credit broker, credit at the client‟s domicile
