期刊名称：Annals of the University of Oradea : Economic Science
印刷版ISSN：1222-569X
电子版ISSN：1582-5450
出版年度：2009
卷号：XVIII
期号：04
出版社：University of Oradea
摘要：Nowadays, the insurance market in Romania can be characterized thus: a developing market both from a quantitative and a
qualitative point of view, with demand concentrated in areas of above-average economic activity, having a varied supply and
increasing competition. On the Romanian market there is a discrepancy between potential and effective demand. Potential
demand is high, due to the large number of persons, the large number of properties, due to unsatisfied needs of both natural
persons and legal entities. However, effective demand is quite low. The impact of the global financial crisis on the insurance
industry in Romania was so far ‗relatively limited‘ and has mainly affected consumer trust.
关键词：Romanian insurance market, insurance supply, insurance demand, global crisis
