摘要：This paper discusses Customer Relationship Management in two sharply
contrasting business cultures: the United States and Russia. Included in the present
work is a case study of a midsized American financial services firm that illustrates a
common path to the decision to have a CRM system: the planning, selection, and the
implementation of the CRM program, including a discussion of the likelihood of success.
The clients in this case are Financial Advisors, who in turn sell the investment products
to the end user individual investors.
CRM in Russia is yet in its infancy as the economy emerges from 200 years as a
pure commodity economy with little customer service much less customer relationship
management as part of management philosophy. The study concludes with implications
and suggested research.
关键词：Customer relationship management, culture, case study, finance
