期刊名称：The Journal of Sustainable Development in Africa (JSDA)
电子版ISSN：1520-5509
出版年度：2000
卷号：2
期号：1
出版社：Institute of Sustainable Development in Africa
摘要：This paper examines the credit lending operations of a representative Ghanaian Rural
Bank, the Kakum Rural Bank. Questionnaire and interview survey techniques are used
to elicit information from a sample of Rural Bank staff, loan recipients, and other
economically active people. Using case-control methodology, we find evidence that
rural credit lending operations have failed to ensure loans are being used for intended
purposes. We also find some evidence that bank operations may not have increased
the living standards of credit recipients beyond those of economically active nonrecipients.
