摘要：Public policies mandate fnancial education for fnancially
distressed consumers in a variety of contexts, including
bankruptcy and foreclosure, as well as for consumers faced
with impending fnancial decisions. Financial education
and counseling are provided in the workplace, in schools,
by community groups, and as part of public programs. The
impact of fnancial education on credit behavior is relatively
untested. This article summarizes a randomized feld study
that evaluates a highly targeted mandatory fnancial educa-
tion curriculum for very low-income clients in a housing
voucher program.
