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  • 标题:Digitization of Retail Payments
  • 本地全文:下载
  • 作者:Wilko Bolt ; Sujit Chakravorti
  • 期刊名称:DNB Working Papers / De Nederlandsche Bank
  • 出版年度:2010
  • 卷号:1
  • 出版社:De Nederlandsche Bank
  • 摘要:The rapid proliferation of electronic payment media continues to change the way consumers shop and merchants sell goods and services. Many policymakers and economists agree that the digitization of payments is socially beneficial. However, there is considerable debate regarding the optimal pricing of these payment services. Payment markets are complex with many participants engaging in a series of interrelated bilateral relations and transactions. In this article, we survey the recent payment literature, identify the main economic bottlenecks, and study their implications for public policy
  • 关键词:retail financial services, electronic payments, pricing, public policy.
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