摘要：The title of this panel may be a little misleading if it
gives the impression that citizens should deal with
social issues as individuals, rather than through collective
institutions. Human beings, unlike some other
animals, do not hunt alone or in small packs, and do
not just squirrel away stocks of food to shelter future
welfare from bad luck and old age. In history protection
from life risks has always led to the same increasingly
complex social interactions that, through markets
or governments, enable mankind to enjoy a better
standard of living.
