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  • 标题:Specificul Decontarilor Interbancare Nationale In Cadrul Sistemului Electronic De Plati / Specificities Of Interbank Settlement In The National System For Electronic Payments
  • 本地全文:下载
  • 作者:Lect. univ. dr. Socol Adela – Universitatea „1 Decembrie 1918” Alba Iulia ; e-mail: Lect. univ. dr. Codruta Fat – Universitatea „Babes-Bolyai” Cluj Napoca ; e-mail
  • 期刊名称:Annales Universitatis Apulensis : Series Oeconomica
  • 印刷版ISSN:1454-9409
  • 出版年度:2006
  • 卷号:2
  • 期号:8
  • 出版社:“1 Decembrie 1918” University of Alba Iulia
  • 摘要:The paper presents from the past until present the situation of the inter-banking payment systems from Romania, with the critical aspect of the transforming procedural stages in the period that followed the centralized economy, the post communist period. It is presented the present stage and developing opportunities for a National System of Electronic Payments, a modern and suitable system for the requirements of the European Union, Romania following to be a member from January 1st 2007. The elements of the Romanian electronic Gross Interbank Settlement – ReGIS, SENT (Electronic System of the Payments) and SaFIR (Recording the Financial Instruments Operations System) – are described considering the operational approach and the advantages of the eliminating physical circuit of the payment instruments, by realizing the electronic transfer of the funds.
  • 关键词:inter-banking payment system; payment instruments; electronic transfer
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