摘要：At the end of 2011, total bank assets amounted to HRK 407.0bn, an increase of HRK 15.9bn or 4.1% relative to the end of 2010 (Table 1.5). The slight acceleration in the annual rate of assets growth was attributable to changes in the exchange rate of the kuna and increased kuna equivalent of foreign assets, i.e. assets in foreign currencies and assets in kuna indexed to a foreign currency. In 2011, the exchange rate of the kuna depreciated by 2.0% against the euro and by 4.5% against the Swiss franc and the American dollar, two currencies which, together with the euro, account for almost the entire foreign assets. The effects of the exchange rate of the kuna against these three currencies excluded, foreign currency assets rose only slightly from the end of 2010 in real terms while, owing to a simultaneous increase in the kuna share of assets, the total assets of banks rose by 2.5% in real terms from the end of 2010.
