摘要：At the end of 2011, the banks generated HRK 4.7bn in profit (before tax), which is an increase of HRK 376.1m or an improvement in business performance of 8.7% from the end of 2010 (Table 1.7). A solid increase in profit can largely be attributed to an increase in interest income, although a positive contribution to the amount of profit generated came from a reduction in the expenses on loss provisions and savings generated on the side of interest expenses
