摘要:At the end of 2011, the banks’ sources of financing22 totalled HRK 336.1bn, an increase of HRK 12.7bn or 3.9% from the end of the previous year. The rate of growth in the sources of financing was influenced by changes in the exchange rate of the kuna, and if this effect is excluded, the real growth rate was a little slower than in 2010 and stood at approximately 2.1%.