摘要：Despite a well developed credit delivery structure the pace of credit disbursement to agriculture is declining, regional imbalance seems to be widening and share of small farmers is declining. On the positive side, the heavy reliance on the existing network of formal financial institutions has given immense uplift to the growth of SHGs in India. In this context the paper undertakes the following : (a) reviews relevant success stories in the other parts of the country in agriculture sector (b) identifies the impediments in the flow of credit to the disadvantaged sections such as small and marginal farmers, tenant farmers and landless labourers through a case study in Jaunpur, U.P., India and (c) presents a number of solutions to bridge the gap between the demand and supply of timely credit.
关键词：Agriculture; Group Lending; Microfinance; SHG; Jaunpur
