出版社:Richards College of Business, University of West Georgia
摘要:This study surveys 212 company human resource and benefits administrators in regard to (1) the importance of various personal finance topics; (2) the level of knowledge possessed by employees; (3) if inadequate personal finance knowledge leads to a decline in productivity; (4) use of a financial literacy test to screen new hires; and (5) the most effective approach to improve employees’ financial literacy in the workplace. Participants rank the surveyed personal finance topics as being important, and they believe that employees do not have adequate knowledge about these topics. Although many did not answer the question about whether financial illiteracy leads to a decline in productivity, more than 55 percent of those who answered the question believe this is the case. Few participants recommend that a screening test of financial literacy be used for hiring purposes. Participants select outsourcing to outside financial planners as the most effective approach to educating employees.