Over the past 30 years, some of the benefits of furthering one's education have become more pronounced, specifically, higher earnings and lower unemployment. Some studies have even found a positive relationship between higher education and better health.1 Surprisingly, over the same period, high school dropout rates have declined only modestly, and close to one-third of all high school graduates still do not enroll in any form of college. Even though a greater percentage of high school graduates enter college today than 30 years ago, this rise has not been met by a proportional increase in completion rates. In the past few years, college graduation rates actually have fallen as a consequence of increasing college dropout rates. This begs the question: If the benefits to education appear to be so high, why don't more people seek a college degree?