摘要：Insurance market of Asia has higher growth being a developing market. Especially Life insurance premiums, in emerging Asia grew strongly by 16.8%, in real terms in 2010 from 10.7% in 2009 and it is expected to grow by around 10.3% in 2011. India's life insurance premium expected to grow remarkably by 9.5% and 10% in 2011 and 2012 respectively (after adjustment for inflation). The life insurance industry has affected positively by Bank loan procedures which emphasis on life risk coverage of their customers. Among different types of customers Home Loan customers has been surely assured by their policy compulsion. The credit life insurance is basically a Life insurance product falling under option of group policy. This paper is an attempt to reveal the less focused area and also an attempt to focus on opportunities attached with it especially when this policy concern with home loan customers. The Study also focuses on comparative analysis of different policies offered by market players in India for housing loan customers. The study indicates the features availability with credit life insurance increases as newer policies commencing as per the need of the day. Moreover Variety of features available with products serves plenty of special needs of Home loan customers like coverage of EMI payment for period of health issue or disability, insurance coverage during moratorium period
