首页    期刊浏览 2025年07月11日 星期五
登录注册

文章基本信息

  • 标题:The State of e-Banking Implementation in Nigeria: A Post-Consolidation Review
  • 本地全文:下载
  • 作者:Ayo C. K ; Adewoye J. O ; Oni A. A
  • 期刊名称:Journal of Emerging Trends in Economics and Management Sciences
  • 电子版ISSN:2141-7024
  • 出版年度:2010
  • 卷号:1
  • 期号:1
  • 出版社:Scholarlink Resource Centre
  • 摘要:The most widely used e-Banking instrument in Nigeria is e-Payment, particularly the automatic teller machine (ATM) card. However, with the adoption of e-Banking by all the banks in Nigeria, the volume of cash in circulation has continued to increase pre-and-post bank recapitalization/consolidation exercise. Furthermore, some of the 25 banks that survived the exercise were found lately to have depleted their capital base and have lost credibility before the consumers, e-Banking implementation notwithstanding. Therefore, in this paper, we review the state of e-Banking implementation in Nigeria and evaluate the influence of trust on the adoption of e-Payment using an extended technology acceptance model (TAM). Similarly, we investigate organizational reputation, perceived risk and perceived trust in the management of banks as a factor for enhancing customer loyalty. The findings in this work reveal that perceived ease of use and perceived usefulness are not only antecedent to e-banking acceptance, they are also factors to retain customers to the use of e-banking system such as organizational reputation, perceived risk and trust
  • 关键词:e-banking; e-payment; consolidation; tam; trust; reputation and risk
国家哲学社会科学文献中心版权所有