期刊名称：International Journal of Management and Business Studies
印刷版ISSN：2231-2463
电子版ISSN：2230-9519
出版年度：2011
卷号：1
期号：3
出版社：Cosmic Journals
摘要：In 1991, the Indian economy went through a process of economic liberalization, which was followed up by the initiation of fundamental reforms in the banking sector in 1992. One of the primary motives behind this drive was to introduce an element of market discipline into the regulatory process that would reinforce the supervisory effort of the Reserve Bank of India (RBI). Market discipline, especially in the financial liberalization phase, reinforces regulatory and supervisory efforts and provides a strong incentive to banks to conduct their business in a prudent manner. A decade and a half has elapsed since the initiation of banking sector reforms in India. Over this period the Indian banking sector has experienced a paradigm shift. Hence it is high time to make performance appraisal of this sector. It is against the above background that the present study has been undertaken. This paper examines the financial strength and soundness of Axis bank in terms of capital adequacy as well as the effectiveness of financial ratios used to assess the performance by applying correlation and t-test.
关键词：RBI Norms; Financial performance; Capital adequacy ratios;Axis Bank
