标题：An analysis of the saving behavior in Romania. Comparative study for 2012 and 2011 based on the “financial situation of the Romanian households” enquiries
期刊名称：Research Journal of Economics, Business and ICT
印刷版ISSN：2045-3345
电子版ISSN：2047-7848
出版年度：2012
卷号：6
出版社：English Time Schools & Overseas Education
摘要：Emergence from recession and economic recovery in the EU countries are complex processes that imply massive investments aimed at capital (human, physical and financial) productivity increase. The issue of finding financing funds is crucial and the solutions are not many, since they can only come from internal or external savings. External sources are very restrictive and expensive, thus, economic recovery mostly depends on national savings. The main sector of a national economy that is saving is the household sector and for this reason the saving and consumption behaviour are of utmost importance for the financial stability of a country. Therefore, the anticrisis and economic recovery governmental programmes should include financial policies that stimulate savings, based on an as rigorous knowledge of these behaviours as possible. Pertinent results in the analysis of the saving behaviour of the households may be quickly obtained with the help of data from selective studies. To this purpose, the aim of the present paper is to highlight some particularities of the Romanian households saving behaviour from the perspective of their importance for economic recovery and financial stability of the economy, starting from the results of two enquiries that took place during 115 October 2011 on a sample of 1800 respondents, respectively 115 May 2012 on a sample of 1728 respondents, constituted with quota sampling. Besides the transversal analysis, the two also allowed for highlighting the changes between the respective moments of time.
