期刊名称：The International Arab Journal of Information Technology
印刷版ISSN：1683-3198
出版年度：2010
卷号：7
期号：2
出版社：Zarqa Private University
摘要：During the last fifteen years, soft computing methods have been successfully applied in building powerful and flexible credit scoring models and have been suggested to be a possible alternative to statistical methods. In this survey, the main soft computing methods applied in credit scoring models are presented and the advantages as well as the limitations of each method are outlined. The main modelling issues are discussed especially from the data mining point of view. The study concludes with a series of suggestions of other methods to be investigated for credit scoring modelling.
关键词：Credit scoring; credit risk; soft computing; data mining
