摘要：This paper uses information contained within the Survey on Income and LivingConditions (SILC) to examine the ability of Irish households to sustain their mortgagerepayments. We calculate mortgage repayment to income (MRTI) ratios for a representativesample of Irish households and examine the distribution of this ratio across the sample. Inparticular, we stratify information on marital, work and educational status along with householdcomposition according to this MRTI. We also examine the distribution of information on householdmortgages such as the source, the interest rate paid, the age and tenure, and the monthlyrepayment of the mortgage according to the same ratio. Finally, the distributional implications forthe MRTI of a significant unemployment and interest rate shock are also examined
