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文章基本信息

  • 标题:The Determinants of Bank Liquidity Risk within the Context of Euro Area
  • 本地全文:下载
  • 作者:Doriana Cucinelli
  • 期刊名称:Interdisciplinary Journal of Research in Business
  • 印刷版ISSN:2046-7141
  • 出版年度:2013
  • 卷号:2
  • 期号:10
  • 页码:51-64
  • 出版社:Center for Research Promotion
  • 摘要:

    The main objective of this study is to analyze the type of relationship that exists between liquidity risk, measured with the liquidity coverage ratio and the net stable funding ratio, and some specific bank structure variables (size, capitalization, assets quality and specialization). The sample is composed of 1080 listed and non-listed Eurozone banks and the methodology applied in the analysis is OLS regression based on panel data. The results highlight that bigger banks have a higher liquidity risk exposure, while banks with higher capitalization present a better liquidity on long horizon. The assets quality impacts only on the measure of the short term liquidity risk. With regard to the specialization, banks more specialized on the lending activity show a more vulnerable funding structure. Finally, during the crisis, the liquidity risk management changes only on the short term horizon.

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