期刊名称：Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie
印刷版ISSN：1844-7007
出版年度：2013
卷号：1
出版社：Academica Brâncuşi
摘要：The uncertainty of the economic and social environment in which a company operates represents the essential feature from which are discharged all types of hazards. Protection against risks, mitigation of their effects that are measured by the losses generated are issues which led to the continuous improvement of the measure of prevention and management of risk The article puts in to highlight a number of aspects related to the prevention and management of credit risk, two key actions on the conduct of the business of a firm, but in carrying out the activities. In the presentation of the article we focused on a synthetic analysis of the sources of information used in credit risk analysis based on information from sources both within the company and outside of it. The importance of prevention and management of credit consists in being able to forecast the possible production of the event of credit risk and of taking in time the necessary decisions in order to reduce this and some adverse consequences. The essence of credit risk can be expressed by the possibility of the quantification of likelihood appearance of this risk with consequences which have a direct effect on the activity of banks or financial institutions.
关键词：credit risk; prevention; transfer; political risk; commercial risk
