摘要：Finan cial indu stries have cu rrently adop ted OTPs to gether wit h p ub lic certificates to m ak e their financialtransactio n env iro nments secure. In this p ap er, we sh ow that th e cu rren t OTP mo del is v ulnerab le ag ain stth e man-in-th e-mid dle attack an d p ro pose a new OTP mo del based on mob ile p hon es as a cou ntermeasure
关键词：OTP; man-in-the-mid dle attack; cell ph one; simu latio n
