期刊名称：International Journal of Academic Research in Business and Social Sciences
电子版ISSN：2222-6990
出版年度：2011
卷号：1
期号：3
页码：171-180
出版社：Human Resource Management Academic Research Society
摘要：In this paper we aim to evaluate the relationship between bank efficiency and electronic payment systems in Iran. In this study we used the GMDH-neural network method as an instrument for complicated non- linear trends especially with the limited observations. We employed the model in a bid to delineate relationship between bank efficiency which was proxied by output of banks (net profit-average of inter-banks transactions ratio) and electronic payment system including Automated Teller Machines (ATM) - POS Terminals - Branch PIN Pads and we present two models for each type of banks ownership and a model for all banks in Iran and compare them. The results show that despite the fact that the payment systems are an easy access for everybody, they don't have the same effects and some of them have double effects on bank efficiency in different situations
关键词：Payment system - bank efficiency - GMDH-neural network
