期刊名称：International Journal of Academic Research in Business and Social Sciences
电子版ISSN：2222-6990
出版年度：2012
卷号：2
期号：1
页码：615-626
出版社：Human Resource Management Academic Research Society
摘要：The corporate data used in this portion is taken from annual report of different companies in their respected sector. The data taken was of three year, from 2008-2010 of different company from seven different sectors, namely Textile, Cement, Fertilizer, Refinery, Chemical, Automobile and Electrical and Mechanical. After using data in the company annual report we have find different ratio which clearly indicate a company weak and strong point. The different ratio used in this analysis is return on asset ratio, quick ratio, current liabilities to total liabilities, and Total liabilities to total assets, total debt to total assets and interest coverage ratio. In corporate stress we find new interest coverage ratio after a supposed increaseof 4% in interest expense, and in earning shock new interest coverage ratio by a supposed decrease of 25% in earning. In bank stress we find the effect of textile and cement sector on bank capital, NPLs, Provision and then find capital adequacy ratio, nonperforming loan ratio and return on asset ratio of bank and its increase decrease, if the sector are unable to pay its loan
