首页    期刊浏览 2024年11月26日 星期二
登录注册

文章基本信息

  • 标题:The effect of the financial crisis on older households in England
  • 本地全文:下载
  • 作者:James Banks ; Rowena Crawford ; Thomas F Crossley
  • 期刊名称:IFS Working Papers / Institute for Fiscal Studies London
  • 电子版ISSN:1742-0415
  • 出版年度:2012
  • 卷号:2012
  • 出版社:Institute for Fiscal Studies London
  • 摘要:

    Prices of real and financial assets fell substantially in the UK during 2008–09. The fourth wave of the English Longitudinal Study of Ageing (ELSA) was in the field throughout this ‘financial crisis’. We use these data and earlier ELSA waves first to document the effect of the crisis on the finances of those aged 50 and over in England, and second, to estimate the effect of wealth shocks on household consumption and individual expectations of the future. Many household experienced a significant wealth shocks, but these shocks led to modest spending effects and small revisions to expectations regarding future bequests. Expectations of bequests seem particularly tied to housing wealth.

国家哲学社会科学文献中心版权所有