摘要:The global financial crisis that transpired in 2008 had an impact on all sectors. Among the financial markets, the corporations working with the by-products have especially been affected more so compared to the others. Countries are printing money in an effort to reduce the effects of the financial crisis. Printing money may dress the bleeding wound, but it’s not a solution. Within this study, Turkish banking sector’s credit-efficiency relationship has been discussed and a risk analysis has been don