期刊名称：The Journal of Sustainable Development in Africa (JSDA)
电子版ISSN：1520-5509
出版年度：2013
卷号：15
期号：1
出版社：Institute of Sustainable Development in Africa
摘要：Nigeria spends huge sums of money annually on the importation of rice. Rice production requires so me level of capital outlay. Most o f the Nigerian farmers have no take-off capital and access to credit is usually very limited. This study investigated the effect o f access to credit on rice production in Nigeria. A total of 208 rice farmers were sampled in Niger State, North-central Nigeria. Data collected were analyzed with the aid of descriptive statistics, t -test of difference o f two means, Logit regression model, the Ordinary Least Square Regression model and the Chow t est. Male within the economically active age dominated rice production enterprise in the study area. They kept large household size of about 16 people. Few of the farmers belong to cooperative societies and relied more on family labour to carry out farm activities. Farmers who had access to credit recorded higher yield and higher profit which may support economic sustainability of the enterprise. The Logit model result showed that age, education, gender and contact with extension services were the significant factors affecting the likelihood to have access to credit for rice production. Majority of the farmers got loans from microfinance bank and cooperative societies. The study recommended among others that disbursement of loan meant for agricultural sectors should be mo nitored and its uses properly supervised while more of such loans were made available to genuine rice farmers in order to achieve economically sustainable rice production in the country
