期刊名称:International Journal of Advanced Research In Computer Science and Software Engineering
印刷版ISSN:2277-6451
电子版ISSN:2277-128X
出版年度:2013
卷号:3
期号:8
出版社:S.S. Mishra
摘要:Online banking has become increasingly important to the profitability of financial institutions as well as adding convenience for their customers. As the number of customers using online banking increases, online banking systems are becoming more desirable targets for criminals to attack. To maintain their customers' tr ust and confidence in the security of their online bank accounts, financial institutions must identify how attackers compromise accounts and develop methods to protect them. The unique aspect about security in banking industry is that the security posture of a bank does not depend solely on the safeguards and practices implemented by the bank, it is equally dependent on the awareness of the users using the banking channel and the quality of end -user terminals. This makes the task for protecting information confidentiality and integrity a g reater challenge for the banking industry. This paper aims to explains about the reason behind the security breaches and the participation of both customers and the banks to enable the hackers or crackers to access others network. The present study aims to find various types of flaws in the security of online banking that results in loss of money of account holders and financial institutions. Security breaches are not only because of banks faults and banks inadequate polices but customers are equally responsible for it, because customers awareness regarding security is equally important .