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  • 标题:Health Insurance Coverage for Low-income Households: Consumption Smoothing and Investment
  • 本地全文:下载
  • 作者:Kai Liu
  • 期刊名称:Discussion Papers / Norwegian School of Economics and Business Administration
  • 印刷版ISSN:0804-6824
  • 出版年度:2013
  • 卷号:2013
  • 出版社:Bergen
  • 摘要:I estimate the e ects of public health insurance on consumption smoothing and investigate the extent to which the public insurance interacts with private arrangements of self-insurance. Exploiting a dramatic expansion in health insurance coverage in rural China, I nd that the introduction of public health insurance helps households completely insure against severe health shocks. The health insurance also reduces the magnitude of decline during a health shock in investments in children's education, agricultural activities and durable goods. The evidence suggests that the bene t of social insurance for low-income households could also come from reducing the use of costly smoothing mechanisms.
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