期刊名称：International Journal of Economics and Finance
印刷版ISSN：1916-971X
电子版ISSN：1916-9728
出版年度：2014
卷号：2
期号：1
页码：147
DOI：10.5539/ijef.v2n1p147
语种：English
出版社：Canadian Center of Science and Education
摘要：This paper analyses the efficiency and performance of post merger using CRAMEL–type variable of selected private banks in India & Saudi Arabia which are initiated by the market forces. The results suggest that the mergers did not seem to enhance the productive efficiency of the banks as they do not indicate any significant difference. The financial performance suggests that the banks are becoming more focused on their retail activities (intermediation) and the main reasons for their merger is to scale up their operations. However, it is found that the loan to total Assets and the profitability are the two main parameters which are to be considered since they are very much affected by mergers. Also, the profitability of the firm is significantly affected after merger giving a negative impact on Earnings.
