摘要：The paper aims to analyze the determinants of post crisis Indonesian banking system profitability, covering the period 2001-2008. Panel data are employed in the empirical estimation, and a fixed cross-sectional effect is estimated so as to capture unobserved idiosyncratic effects of different banks. The effect of bank-specific, industry-specific and macroeconomic determinants is examined. The estimation results show that expenses management, capitalization, and loan intensity significantly affect bank profitability. Hence, we find evidence of the structure-conduct-performance (SCP) hypothesis, indicated by a positive and significant effect of industrial concentration on profitability. Furthermore, the evidence of the impact of the macroeconomic environment cannot be confirmed due to insignificant result
关键词：bank profitability; SCP hypothesis; Indonesian banks; panel econometrics.
