摘要：The recent financial crisis, generated by the banking system, returned with a significant boomerang effect on the banks themselves and also on banking competition. The purpose of this paper is to examine the evolution of banking competition in the Europea n Union over the period 2004-2009 using the Structure-Conduct-Performance (SCP) paradigm, in order to underline the differences considering the two periods, the one before and the one after the crisis triggered. This article contributes to the scientific approach of the banking sector with a selection of indicators that haven't been used together until now. We found that the banking competition in EU is a monopolistic one, which shows that the EU financial market will suffer more changes in the future
关键词：competition; banks; European Union; concentration
