期刊名称：International Journal of Management and Business Studies
印刷版ISSN：2231-2463
电子版ISSN：2230-9519
出版年度：2013
卷号：3
期号：1
出版社：Cosmic Journals
摘要：There have been different financial intermediaries involved to help the poor to come out of poverty trap . The present paper makes an attempt to critically review the penetration of different bankers (operating in Punjab) which provide financial inclusion and micro-credit to the marginalized people. Such people tend to take umbrella of SHGs. This paper speaks about the factual position and help which is being provided by different agencies i.e. public sector banks, co-operative banks, RRBs and private banks. Comparative inter-period study would suggest the progress made in this direction. Paper also invites attention of policy makers and regulators towards microfinance and required focus of different bankers to do the needful
关键词：Microfinance; SHGs; Poverty; Financial Inclusion; Bank Wise ;Credit Linkage
