摘要：Was the financial and economic crisis which began in 2008 in the United States of America a surprise or not? I am part of the few that have said and say that it was not a surprise. Within an seemingly vulnerable system, weak in many of its composing elements, excessive consumption, made to amplify seller profits, resulted in actual advertising bombardments and the the induction of false requirements for consumers, particularly within the 21st century. Such neccesities which would surpass, within the quest for their satisfaction, the real possibilities of the common man, of the large mass of consumers, which in effect, turned to credits.
