摘要：This paper explores the food safety implications of insurance products that compensate forbusiness losses when food contamination causes a processing .rm to initiate a recall. Discoveries ofmeat and poultry product contamination, in particular life-threatening pathogens, are increasing. The.nancial losses that follow a recall can be substantial as illustrated by several recent U.S. casesDHudson Foods, Bil Mar, and Thorn Apple Valley Inc. Additionally, contaminated food product thatescapes the current recall system poses a threat to consumer safety. The conceptual analysis presentedhere suggests that insurance underwriters could motivate earlier recalls and more diligentimplementation of Hazard Analysis and Critical Control Point (HACCP). With sound underwriting,these changes could ultimately reduce the incidence of illness and death from foodborne pathogens.# 2001 Elsevier Science Inc. All rights reserved.
