期刊名称:International Journal of Economics and Finance
印刷版ISSN:1916-971X
电子版ISSN:1916-9728
出版年度:2014
卷号:6
期号:9
页码:221
DOI:10.5539/ijef.v6n9p221
出版社:Canadian Center of Science and Education
摘要:The question about whether consolidation policy can raise bank’s productivity is an interesting subject of discourse in monetary theory, though not too common. This present paper applied the Malmquist Data Envelopment Analysis to examine the total factor productivity changes (TFPC) of fifteen major deposit money banks in Nigeria over the 2004/2005 bank consolidation period, three years before and after. The results showed a similar productivity change in the pre- and bank consolidation era but revealed a slight reduction in the productivity thereafter. What constituted the major source of productivity growth in the banking industry was technological progress. However, there was no significant difference in the productivity change of the domestic and foreign banks, whose majority shares were held by expatriates.