摘要：To find out graduates' repayment awareness of student loan we conducted a questionnaire survey for those graduates who applied for student loan in Zhongkai University of Agriculture and Engineering. The survey has following results. First the national student loan plays an important role in assisting poor students in finishing their study. Second graduates Value social function of personal credit. Third trustworthiness education activities carried out by colleges and universities are effective. Fourth economic income is a major factor of graduates repaying capital with interest. Fifth bank’s student loan management system is not perfect. Sixth the national student loan system remains to be improved. In line with these results we put forward five countermeasures and suggestions: strengthen the trustworthiness education of students: standardize the credit investigation management of students' personal credit establish student information management mechanism standardize banks' payment reminder administration behavior and perfect national student loan system.
