摘要：Agricultural insurance is one of the financial tools that agricultural producers can potentially use to cope with increasing risks in their activity. Experiences accumulated on insurance markets demonstrate that the development of a proper agricultural insurance product can not be reached without a governmental intervention mainly due to the systemic risk and information asymmetries. The aim of this paper is to present the Hungarian agricultural insurance system and its possible development. Using the farm level economic and meteorological data we assess the costs of introducing drought and soil submersion insurance products and the possible insurance premiums for these agricultural products.
关键词：Hungarian agricultural insurance system;insurance premium;drought and soil submersion risks insurance
