期刊名称：Revista de Métodos Cuantitativos para la Economía y la Empresa
印刷版ISSN：1886-516X
电子版ISSN：1886-516X
出版年度：2007
卷号：4
页码：56-74
语种：Spanish
出版社：Universidad Pablo de Olavide
其他摘要：The study of the premium risk in the car insurance is really important because the insurance market is very competitive. In this article we show a bonus-malus method of risk premiums. To do this, we use the Functional Principal Component Analysis. More precisely, we explain an empirical study with the real data of an insurance company. By applying the bonus-malus method that we have given, we are able to obtain the premium risk for different profiles and age ranges.
关键词：Premium; car insurance; functional principal component analysis; risk
其他关键词：Premium; car insurance; functional principal component analysis; risk
